Kolawole, K., Osemene, F., Ijaiya, M. and Ajayi, A. (2019) “Impact of Credit Management on Non-Performing Loans in Nigerian Commercial Banks”, KCA Journal of Business Management, 9(1), pp. 1-19. Available at: https://kcajournals.com/article/view/17839 (Accessed: 3June2023).